Icon Everest is an independent professional consulting company based in Kuala Lumpur/Selangor. We are NOT a bank, we are NOT a retail moneylender, and we do not issue loans directly. Our job is to help you clean up your financial paperwork, calculate your true debt-to-income limits, and act as your expert consultant to match you with the best official institutional bank programs available. By using our website and calculator tools, you agree that our system provides educational benchmarks, and final approval always rests with the licensed funding institution.
1. Acceptance of Legal Terms
By accessing, browsing, or utilizing the interactive allocation calculators and encrypted onboarding networks provided on https://iconeverestfinances.com/ (“the Portal”), you acknowledge that you have read, understood, and unreservedly agree to be legally bound by these Corporate Advisory Terms of Use. If you do not accept these operative parameters, you must cease engagement with the Portal immediately.
2. Nature of Services & Standalone Non-Lending Disclosure
Icon Everest Strategic Advisory operates exclusively as a standalone corporate advisory, management consulting, and institutional credit profile matching entity.
- Explicit Exclusion: Icon Everest is not a registered commercial bank, retail deposit-taking institution, investment house, or direct peer-to-peer retail moneylender.
- Advisory Framework: The data visualizers, amortization calculation scripts, and pre-screening portals deployed across this site are meant to serve as strategic liquidity simulators. They do not constitute official offers of funding, guaranteed asset allocations, or formal credit approvals. Final capital approvals and fund disbursements are executed solely by accredited banking networks or officially recognized licensed corporations in Malaysia.
3. User Representation, Accuracy, and Form ID 2 Verification
When executing an intake query through our secure Gravity Forms shortcode portal (Form ID: 2 / Form ID: 4), you explicitly represent and guarantee that:
- All individual identity elements and enterprise asset parameters provided are accurate, factual, and complete.
- You are an authorized executive officer, director, or legally capable entity matching the credentials submitted.
- You understand that submitting intentionally falsified financial data constitutes a serious breach of corporate engagement rules and will result in the immediate termination of your consultation file.
4. Limitation of Liability & Strategic Disclaimer
While Icon Everest utilizes rigorous analytical models to match your credit parameters with competitive licensed banking rates (e.g., benchmarked at 4.00% – 12.00% APR), we offer no absolute warranty regarding market fluctuations or individual institutional rejections. Icon Everest, including its corporate directors, senior credit specialists, and tech operators based in Selangor, shall not be held liable for any direct or indirect business disruptions, financial losses, or system errors resulting from your reliance on our digital benchmarking nodes.
5. Jurisdictional Governance
These Terms of Use shall be governed by, interpreted, and enforced strictly in accordance with the substantive corporate laws of Malaysia. Any unresolved legal disputes arising out of your engagement with our consulting portal shall fall under the exclusive jurisdictional governance of the High Court of Malaya in Kuala Lumpur.